SpotValue

The method

How it works

SpotValue reads company filings so the reader does not have to, and presents what it finds as a dossier: ordered, sourced, dated, and free of opinion.

Anatomy

The dossier

Every company page has the same four parts, in the same order, every time.

The Plate. The dossier’s cover. Company name, classification, and the key figures (shares on issue, market capitalisation, per-share metrics), each dated and sourced.

The ten Leaves. The ten canonical sections listed below, in fixed order. An investor who has read one dossier can read all of them; the muscle memory is the point.

The Ledger. The Promise Tracker: every measurable commitment management has made, joined to the outcome the company later reported, with a verdict reached by arithmetic rather than judgement.

The Colophon. The page’s provenance: edition number, version, timestamp, and per-section data-freshness marks. The reader can say “I read dossier v3.2 of WHC on 21 April 2026” and be believed.

The architecture

Ten questions, mapped

The sections are not arbitrary. Each answers one of the questions a value investor asks before buying a business.

No.The questionThe section that answers it
1What does this business actually do?Company Profile
2What am I being asked to pay per dollar of ownership?Valuation Surface
3Is the business getting better or worse over time?Financial Performance
4How does management return capital to owners?Dividends & Capital Returns
5What are the underlying assets doing?Operations
6Who is running this and are they aligned with me?Management & Board
7Do they do what they say?Promise Tracker
8What has happened and what is coming?Events Timeline
9What is the moat and how durable is it?Strategic Commentary
10What could change the outcome?Outlook & Catalysts

Provenance

Where the facts come from

Every number on a dossier is extracted from the public record and carries a reference to the filing it came from.

The pipeline collects each company’s filings: annual and half-year reports, Appendix 4D and 4E, quarterlies, results presentations, AGM addresses, Appendix 3Y director notices. Each is extracted against a fixed schema, one fiscal year at a time, then validated for accounting identities, year-over-year continuity, and citation completeness. A year that fails validation is quarantined for review, never silently published.

Market data is limited to end-of-day prices with an “as at” date. There is no live ticker on a dossier, by design.

The obvious question

Why not just ask a chatbot?

Pasting an annual report into a chatbot yields one good answer, once. A dossier is built for the second reading, and the two-hundredth.

Consistency

The same question answered the same way across every covered company.

Continuity

Last year’s answers preserved next to this year’s.

Comparability

The same metric across peers without re-prompting.

Citation

Every fact linked to its source filing and location.

Freshness

The page updates on filing events without the reader lifting a finger.

Auditability

An exportable, dated, sourced record of what was known and when.

A chat session is a screwdriver; SpotValue is a workshop.

Guardrails

What SpotValue is not

The instrument earns trust by what it declines to do. Six refusals, and what each one buys the reader.

  • Not a screener. Screeners rank the whole market by whatever fits in a column, and every screener surfaces the same columns. A dossier is the opposite instrument: one company, read properly.
  • Not an adviser. No portfolios, no allocations, no recommendations, general or personal. A service that tells you what to buy is asking you to read its incentives; SpotValue gives you none to read.
  • Not a social network. No comments, no follows, no crowd sentiment. What other people feel about a stock is not a fact about the business.
  • Not a broker. No order routing and no referral arrangements. SpotValue earns nothing from what you do next, so the facts stay neutral; nothing rides on them.
  • Not a newsletter. No weekly essay, no ideas list. The product is a standing record that updates when companies file, and it reads the same whoever opens it.
  • Not a valuation engine. No DCF button, no price targets, no fair-value scores. The dossier supplies the inputs; the model, and the judgement, stay yours.